Planning for a secure future whether for yourself, your family or your business is one of the most important steps you will ever take. It is essential you receive the right advice, as early as possible, to make sure your money is made to work hard for you.
I believe effective wealth planning boils down to 4 key areas:
• Maintaining your lifestyle
• Protecting your assets and the family estate
• Supporting your business and professional interests
• Pursuing your philanthropic aims
For a lot of people this will mean securing financial independence as early as possible, and for others it's about how best to pass on wealth to future generations. In the context of personal circumstances and an ever changing legal landscape, these are complex goals. It's my job is to take away this complexity and leave clients free to enjoy their wealth and spend their time as they wish.
I'm a Chartered Financial Planner and a Fellow of The Personal Finance Society but I know the best results come from clients who trust me and share my values. So building long-term relationships with ongoing advice and regular investment monitoring are absolutely crucial to achieving the best outcomes.
Many of my clients are business owners, at various points in the business lifecycle, and planning here is crucial. Together with an experienced network of advisers, I regularly advise on profit extraction, tax reduction, risk mitigation, and successful growth and aspects of exit strategies.
Holistic financial planning in practice is extremely complicated. So for each client I will develop a bespoke plan and, where necessary, employ financial forecasting software to help clients visualise the journey ahead.
At the very minimum, our discussion will always include:
- Mitigating tax
- Strategically allocating investments
- Identifying risk
- Building capital & income
- Cash flow forecasting
My aim is to provide financial peace of mind to individuals and business owners who are serious about financial planning and I believe that my growing success and the personal recommendations I receive are a result of my genuine commitment to deliver this and exceed my clients' goals.
If you would like to find out more about how the St. James's Place award-winning financial planning and St. James's Place distinct approach to investment management can benefit you, please feel free to get in touch for a no-obligation meeting. We all have our own financial aspirations but how we go about achieving them is absolutely key.
About Miles Novotny
Guarantee - St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the group more details details of which are set out on the Group's website at www.sjp.co.uk/products.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.